The annual growth rate of total deposits in December reached 6.5%, and the annual growth rate of total loans reached 10.7%, according to the deposits and loans statistics for Monetary Financial Institutions (MFIs) published by the Central Bank of Cyprus, which are included in the Monetary and Financial Statistics, January 2026 publication.
More specifically, total deposits in December 2025 recorded a net increase of €877.1 million, compared with a net increase of €330.8 million in November 2025. It is noted that the size of the increase in deposits in December 2025 was affected by seasonal factors.
The annual growth rate of total deposits reached 6.5%, compared with 6.7% in November 2025. The outstanding amount of total deposits in December 2025 reached €58.7 billion.
Deposits of Cyprus residents exhibited an increase of €948.3 million. More analytically, household deposits increased by €622.3 million and deposits of non‑financial corporations increased by €51.2 million. Deposits of the remaining domestic sectors recorded a total increase of €274.8 million.
At the same time, total loans in December 2025 recorded a net increase of €587.2 million, compared with a net increase of €71.5 million in November 2025.
The annual growth rate of total loans reached 10.7%, compared with 10.5% in November 2025. The outstanding amount of total loans in December 2025 reached €27.1 billion.
Loans to Cyprus residents exhibited an increase of €250.5 million. Loans to households increased by €113 million and loans to non‑financial corporations increased by €150.1 million. Loans of the remaining domestic sectors recorded a total decrease of €12.6 million.
(Source: CNA)





