Total loans recorded a net increase of €74.9 million in July 2025, with demand for loans marking a significant slowdown compared with the previous four months, according to data published by the Central Bank of Cyprus.
At the same time, deposits recorded a net decrease, following the significant net increase observed in the previous three months, which had amounted in total to €1.16 billion.
The net increase in loans in June 2025 had reached €672.3 million, in May €116.8 million, in April €169.1 million and in March €429.9 million. Furthermore, in July of last year, loans had recorded a net decrease of €7.2 million.
Specifically, according to the deposit and loan statistics of Monetary Financial Institutions for the reference month of July 2025 of CBC, total deposits in July 2025 recorded a net decrease of €154.5 million, compared with a net increase of €654.7 million in June 2025.
The annual growth rate of total deposits reached 6.5%, compared with 7.1% in June 2025. The balance of total deposits in July 2025 stood at €56.6 billion.
Deposits of Cyprus residents recorded a decrease of €89.7 million. Household deposits and non-financial corporations’ deposits increased by €62.6 million and €105.3 million respectively. Deposits of the remaining domestic sectors recorded a total decrease of €257.6 million.
Furthermore, total loans in July 2025 recorded a net increase of €74.9 million, compared with a net increase of €672.3 million in June 2025.
The annual growth rate of total loans reached 7.2%, compared with 6.8% in June 2025. The outstanding amount of total loans in July 2025 stood at €26.5 billion.
Loans to Cyprus residents recorded a decrease of €42.7 million. More specifically, loans to households increased by €19.7 million, while loans to non-financial corporations recorded a decrease of €45.8 million.
Loans to the remaining domestic sectors recorded a total drop of €16.6 million.
CNA/CST/MCH/EPH/2025
