Households’ financial assets amounted to €63 billion at the end of September 2025, of which 53% consisted of currency and deposits as well as loans, according to the Central Bank of Cyprus, while their debt stood at €19.9 billion, corresponding to 55% of Gross Domestic Product (GDP).
More specifically, according to the CBC, households’ financial assets reached €63 billion at the end of September 2025, of which 53% related to currency and deposits and loans, 3% to debt securities, 26% to shares and other equity, and 18% to other financial assets.
Households’ debt amounted to €19.9 billion at the end of September 2025, with the corresponding debt-to-GDP ratio standing at 55%, unchanged compared with the previous quarter. Compared with December 2016, the household debt ratio recorded a significant decline of around 62%.
Furthermore, according to the CBC, the corresponding financial assets of non-financial corporations amounted to €75 billion, with a composition of 21% in currency and deposits, 6% in loans, 0.6% in debt securities, 39% in shares and other equity, and 33% in other financial assets.
The sector’s debt amounted to €39.8 billion at the end of September 2025, with the debt-to-GDP ratio standing at 111%, recording a marginal decrease compared with the previous quarter.
Compared with December 2016, the debt ratio of non-financial corporations recorded a substantial decline of approximately 96%.
Moreover, as reported by the CBC, the financial assets of insurance corporations, in terms of purely financial instruments, amounted to €6.1 billion and were allocated as follows: 6% in currency and deposits, 2% in loans, 28% in debt securities, 45% in shares and other equity, and 18% in other financial assets.
Similarly, investment funds held financial assets amounting to €7.4 billion, invested 5% in currency and deposits, 14% in loans and debt securities, 79% in shares and other equity, and 2% in other financial assets.
Investments in financial assets by pension funds amounted to €4.9 billion, mainly comprising currency and deposits (15%), loans (14%), debt securities (6%), shares and other equity (56%), and other financial assets (10%).
(Source: CNA)
