As of the end of January 2026, the Non-Performing Loans (NPL) ratio of the banking sector, remained unchanged at 1.6%, compared with the end of December 2025, according to the methodology applied in the European Banking Authority’s (EBA) Risk Dashboard.
The Central Bank of Cyprus published the updated aggregate Cyprus banking sector data with reference date 31 January, 2026. Τhe coverage ratio of NPLs with provisions decreased to 62.2% at the end of January 2026, compared with 62.3% at the end of December 2025.
Total restructured loans balance at the end of January 2026 amounted to €0.8b, out of which loans of €0.3b continue to be classified as NPLs.
(Source: CNA)
