Capital.com enhances EU Client protection with up to $1 million insurance cover

Capital.com, a high-growth trading platform and fintech company, has announced the launch of a new enhanced insurance scheme specifically for clients across the European Union (EU), reinforcing its commitment to client protection and long-term growth in the region.

Effective 1 June 2025, all retail clients based in the EU, as well as clients in Norway and Liechtenstein (which are not part of the EU but maintain close economic ties through the European Economic Area), will be automatically covered by a private insurance policy that safeguards client funds up to $1 million in the unlikely event of Capital.com’s insolvency. The policy is underwritten in US dollars and provided by Lloyd’s of London, the world’s leading insurance market.

This new initiative builds on Capital.com’s existing safeguards. As a firm regulated by the Cyprus Securities and Exchange Commission (CySEC), clients already benefit from protection under the Investor Compensation Fund (ICF), which covers eligible retail clients up to €20,000 in the event of the company’s default. The newly introduced supplementary insurance policy covers client funds exceeding the €20,000 protected by the ICF, up to a maximum of $1 million. This additional coverage is provided at no extra cost to clients and operates independently of the ICF.

Christoforos Soutzis, CEO, Capital.com Europe, said: “We’ve been growing fast since we launched in 2017, but our mission has always stayed the same—to empower people to trade with confidence. By providing our clients with enhanced insurance protection of up to $1 million in the unlikely event the firm were to become insolvent, we are giving our European clients added security and peace of mind. Europe is not only one of our fastest-growing regions, it is also home to some of our most engaged and loyal clients. In Q1 2025, European users made up approximately 45% of our total trading volumes. This new layer of protection is our way of saying we’re here to support you for the long term.”

Europe remains Capital.com’s second-largest market, contributing the highest share of trading volume after the Middle East. Between 1 January and 31 March 2025, Capital.com reported $656 billion in client trading volumes. Approximately 45% of this activity was driven by clients in Europe, marking a 17% increase in European trading volumes compared to the previous quarter.

The platform’s solid quarterly performance follows a record-breaking 2024, during which client trading volumes exceeded $1.7 trillion. As Capital.com continues to scale, the company has now surpassed 1,000 employees, marking a major milestone in its evolution from a fast-growing start-up to a high-growth fintech.

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